The New Year is here, and it’s resolution time, also known as the annual tradition of making bold promises we kinda-sorta intend to keep. But this year, let’s shake things up. No more boring, guilt-driven resolutions (we’re looking at you, “eat more vegetables” peeps).
Let’s make resolutions for the whole family that are fun, meaningful, and—bonus—help everyone get a little savvier with money. So grab your family, a cup of hot chocolate, and let’s dive into resolutions for both parents and kids that’ll make 2025 your best year yet.
For Parents: Keeping it Real (and Financially Responsible)
1. Master the Art of Sneaky Saving
Swap one weekly coffee shop run for a home-brewed latte and put the savings in your “family adventure” saving goal. Trust us, that day at the water park or the safari isn’t going to pay for itself.
2. Become the Budget Boss
Challenge yourself to track all your expenses for a month! Download the Verity app and order your own prepaid card for you and your whole family so you can easily track everything everyone is spending. Spoiler alert: kids’ birthday party gifts, groceries, and gas money add up, fast!
3. Outsource Like a Pro
Let your kids take over small chores (and pay them for it using Verity). They might fold laundry in their own creative way, but it IS a learning curve, afterall.
4. Turn Decluttering into Cash
Marie Kondo your house and teach the kids about selling unused items online. They’ll learn entrepreneurship, and you’ll reclaim some storage space in the house from all that stuff both you and they’ve been keeping aside “just in case”.
5. Say Goodbye to Unused Subscriptions
It’s time to cut the cord (literally). Cancel those streaming platforms you don’t use and funnel the savings into something more exciting—like an emergency chocolate stash.
For Kids: Building Habits (and Maybe a Fortune)
1. Learn One New Skill That Could Make You Money
Encourage your kids to try coding, baking, or even walking dogs. Who knows, they might become the next neighborhood mogul.
2. Budget Like a Pro (With Verity!)
Teach kids to use Verity’s budgeting module to split their allowance between saving, spending, and goals. The 50-30-20 rule might sound boring, but trust us—it’s like leveling up in a game.
3. Create a “Dream List”
Ask your kids to list 5 things they want to save for and set mini-goals for each on the Verity app. Dream big—because no one ever saved up for just another pack of gum!
4. Make Money by Gaming (No, Really)
Introduce them to safe and age-appropriate ways of earning while gaming, like creating content or teaching others how to beat that impossible level.
5. Save for Someone Else
Teach empathy by encouraging kids to save part of their allowance to donate to a cause they care about. Just create a “Giving” saving goal on Verity – it’s money management and kindness rolled into one.
Why Resolutions Matter (Even the Funny Ones)
Whether you stick to all your resolutions or just pick a couple, the goal is to create habits that help your family thrive—financially, emotionally, and practically. And with Verity in your corner, managing money becomes less of a chore and more of a fun, empowering experience for everyone.
Here’s to a year of small wins, big dreams, and maybe, just maybe, sticking to a resolution or two!
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